Another Credit File Update
I seem to be getting there slowly with my credit files. The list now reads:
Barclaycard – they have sent me a letter confirming that they have removed their entry from my credit file as they have sold the debt to Max Recovery.
Callcredit – they have written to confirm that they will remove the second BR from my file, and I can have a free copy of my credit file to check!
Equifax - they have confirmed they have removed the alias from my account.
Max Recovery – their solicitors Eversheds wrote to confirm that they have updated my files (they bought the debts from Barclaycard and Virgin MBNA) and they have written to Barclaycard asking them to remove their entry.
Next – being a pain in the bum! They wanted proof that they were included in my bankruptcy. I sent this to them and haven’t heard anything since.
Tesco Personal Finance – I haven’t had a reply.
Egg Card / Egg Loan – they never replied to my letter but updated my files
Littlewoods – file updated
Natwest – see Egg
As I have to give the companies 28 days to update the files I’m going to order all 3 credit reference files in the New Year. If any entries are still wrong I’ll go straight to the Information Commissioner, but fingers crossed I won’t need to!
November 24th, 2008 at 10:20 pm
gosh skippy it seems such a ong hard haul to get life back on track fater the Br..cleaning up the credit files looks almost as hard work as getting the IVA sorted and seems to be taking as long too.!!…good for you for sticking to it…
excuse my ignorance…but what is an IPA and why did you get one..i think its an income payment thing is it??