IPA
I can’t believe that I make my 18th payment into my IPA on 30th November. That’ll be halfway, and I feel as if I’ll be on the home straight after that.
To be honest it’s going really quickly, and despite the credit crunch we’re still managing. I thought I might need a payment break last week - I hurt my neck and had to go to the osteopath, but luckily Dave lent me the money and I only needed to go once.
I did find out what I need to do if I need a payment break though - I need to provide Clarke Willmott with proof of the reason I need the break, and then they will consider it. This would have caused a problem with the osteopath as I couldn’t get proof without going, and therefore borrowing the money, but hey ho, where there’s a will there’s a way! I did ask what would happen if they didn’t approve the payment break as I would have borrowed the money, but I couldn’t get a straight answer.
To be fair to Clarke Willmott, every other time I’ve had to speak to them they’ve been very helpful and have sorted out any problems I’ve had very quickly.

